Capital One Patents – Insights & Stats (Updated 2024)

Capital One has a total of 10315 patents globally, out of which 5276 have been granted. Of these 10315 patents, more than 87% patents are active. United States of America is where Capital One has filed the maximum number of patents, followed by Canada and Europe (EPO). Parallelly, United States of America seems to be the main focused R&D centre and also is the origin country of Capital One.

Capital One was founded in the year 1994. The Company operates as a bank. The Bank offers financial products and services such as personal and business checking, savings accounts, investment, mortgages, issues credit card, business loans and commercial banking solutions.

Do read about some of the most popular patents of Capital One which have been covered by us in this article and also you can find Capital One patents information, the worldwide patent filing activity and its patent filing trend over the years, and many other stats over Capital One patent portfolio.

How many patents does Capital One have?

Capital One has a total of 10315 patents globally. These patents belong to 3337 unique patent families. Out of 10315 patents, 9008 patents are active.

How Many Patents did Capital One File Every Year?

Capital One Patent Filing Trend

Are you wondering why there is a drop in patent filing for the last two years? It is because a patent application can take up to 18 months to get published. Certainly, it doesn’t suggest a decrease in the patent filing.

Year of Patents Filing or GrantCapital One Applications FiledCapital One Patents Granted
202417401
20239211253
202217531033
20211817749
20201813799
20191978656
2018872184
201733034
201622320
201513411
20149216
20134615

How many Capital One patents are Alive/Dead?

Capital One Patent Portfolio

 How Many Patents did Capital One File in Different Countries?

Capital One Worldwide Patent Filing

Countries in which Capital One Filed Patents

CountryPatents
United States of America6928
Canada739
Europe (EPO)547
Australia319
China210
Japan170
United Kingdom161
Korea (South)134
Hong Kong (S.A.R.)118
Singapore117
New Zealand98
Germany59
Mexico46
India45
Austria39
Brazil22
Malaysia8
Finland2
South Africa2
Spain2
Poland1
Israel1

Where are Research Centres of Capital One Patents Located?

R&D Centers of Capital One

10 Best Capital One Patents

USD803235S1 is the most popular patent in the Capital One portfolio. It has received 731 citations so far from companies like Ethicon Llc, Sustainable Medicine and Tomtom International.

Below is the list of 10 most cited patents of Capital One:

Publication NumberCitation Count
USD803235S1731
US20040030667A1242
US6877656B1235
US20030009393A1221
US20140207680A1220
US20070084913A1216
US20060241923A1211
US20040117414A1197
US20050080821A1188
US10257181B1186

How many inventions of other companies were rejected due to Capital One patents?

The statistics below share strategic R&D insights. It tells the companies that were trying to protect inventions similar to Capital One invention. They couldn’t because Capital One had protected those before them.

Examiners at the USPTO referred 942 Capital One patents in 3735 rejections (35 USC § 102 or 35 USC § 103 types).

The top citing companies in the Capital One patent portfolio are Mastercard, Bank of America and IBM.

List of the Companies whose Patents were rejected citing Capital One –

CompanyNumber of Patent Applications that faced Rejection Citing Capital One PatentsNumber of Rejections (102 & 103)
Mastercard124270
Bank Of America110238
IBM108207
Paypal59120
Visa57135
Jpmorgan Chase Bank3688
Microsoft3057
Block Inc2550
The Toronto-Dominion Bank2243
American Express Travel2241

Count of 102 and 103 Type Rejections based on Capital One Patents

Top Capital One Patents used in Rejecting Most Patent Applications

Patent NumberCount of Rejected Applications
US20070084913A118
US7857212B117
US7752606B215
US10127578B214
US8775253B212
US7475813B212
US20060241923A112
US20030009393A112
US8770473B211
US7559217B211
US10454683B211
US7316031B210
US6947897B210
US9105025B210
US7997476B29

What Percentage of Capital One US Patent Applications were Granted?

Capital One (Excluding its subsidiaries) has filed 413 patent applications at USPTO so far (Excluding Design and PCT applications). Out of these 267 have been granted leading to a grant rate of 68.81%.

Below are the key stats of Capital One patent prosecution at the USPTO.

Which Law Firms Filed Most US Patents for Capital One?

Law FirmTotal ApplicationsSuccess Rate
Troutman Pepper Hamilton Sanders12982.76%
Finnegan Capital One12070.00%
Perkins Coie Llp8059.72%
Hunton Andrews Kurth Llp4257.14%
Finnegan Henderson Farabow Garrett & Dunner3241.94%
Baker & Mckenzie Llp30%
Pillsbury Winthrop Shaw Pittman Llp2100.00%
Mitchell P Brook2100.00%
Hunton Andrews Kurth Llp1100.00%
Robert D Schaffer1100.00%

Capital One is examining the convergence of emerging technology and finance in order to develop novel products, consumer experiences, and engineering solutions that will help the company grow as a leader while also improving the lives of our customers. It is focusing on top-down innovation, developing services and apps that empower clients, and, most importantly, transforming the physical appearance of banks.

Machine Learning is being used by Capital One in areas such as cybersecurity. It is also experimenting with a gender-neutral chatbot called “Eno” (one spelled backwards), which employs artificial intelligence (AI) to communicate with consumers via text messaging. It gives customers a more engaging method to pay bills and check their accounts.

What are Capital One key innovation segments?

What Technologies are Covered by Capital One?

The chart below distributes patents filed by  Capital One in different countries on the basis of the technology protected in patents. It also represents the markets where Capital One thinks it’s important to protect particular technology inventions.

R&D Focus: How Capital One research focus changed over the years?

Interested in knowing about the areas of innovation that are being protected by Capital One?

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Our comprehensive report provides an in-depth look into the patent portfolio. The report includes a breakdown of the patent portfolio across various technologies, listing the patent along with brief summaries of each patent's technology.