Zest AI has a total of 79 patents globally, out of which 23 have been granted. Of these 79 patents, more than 67% patents are active. The United States of America is where Zest AI has filed the maximum number of patents, followed by Europe (EPO) and Canada. Parallelly, United States of America seems to be the main focused R&D centre and also is the origin country of Zest AI.
Zest AI also known as ZestFinance was founded in 2009. The company offers an online financial platform that helps improve credit underwriting by making credit more accessible and affordable. It provides lenders with better insights into risk, allowing them to make informed decisions and offer lower prices to more people.
Do read about some of the most popular patents of Zest AI which have been covered by us in this article and also you can find Zest AI patents information, the worldwide patent filing activity and its patent filing trend over the years, and many other stats over Zest AI patent portfolio.
How many patents does Zest AI have?
Zest AI has a total of 79 patents globally. These patents belong to 18 unique patent families. Out of 79 patents, 53 patents are active.
How Many Patents did Zest AI File Every Year?

Are you wondering why there is a drop in patent filing for the last two years? It is because a patent application can take up to 18 months to get published. Certainly, it doesn’t suggest a decrease in the patent filing.
| Year of Patents Filing or Grant | Zest AI Applications Filed | Zest AI Patents Granted |
| 2025 | – | 2 |
| 2024 | 5 | 9 |
| 2023 | 14 | 5 |
| 2022 | 2 | 1 |
| 2021 | 6 | 3 |
| 2020 | 16 | – |
| 2019 | 14 | 1 |
| 2018 | 7 | 1 |
| 2017 | 2 | 1 |
| 2016 | 3 | – |
How many Zest AI patents are Alive/Dead?
Worldwide Patents

How Many Patents did Zest AI File in Different Countries?

Countries in which Zest AI Filed Patents
| Country | Patents |
| United States of America | 43 |
| Europe (EPO) | 9 |
| Canada | 6 |
| Japan | 2 |
| Brazil | 2 |
| Hong Kong (S.A.R.) | 1 |
| Singapore | 1 |
| Korea (South) | 1 |
| China | 1 |
Where are Research Centers of Zest AI Patents Located?

10 Best Zest AI Patents
US20190378210A1 is the most popular patent in the Zest AI portfolio. It has received 85 citations so far from companies like Nvidia, IBM, Cylance.
Below is the list of 10 most cited patents of Zest AI:
| Publication Number | Citation Count |
| US20190378210A1 | 85 |
| US20180322406A1 | 70 |
| US20140081832A1 | 58 |
| US20160155193A1 | 33 |
| US20160225076A1 | 23 |
| US20150019405A1 | 21 |
| WO2014121019A1 | 20 |
| WO2019028179A1 | 18 |
| WO2014055238A1 | 16 |
| US20220004923A1 | 15 |
What Percentage of Zest AI US Patent Applications were Granted?
Zest AI (Excluding its subsidiaries) has filed 43 patent applications at USPTO so far (Excluding Design and PCT applications). Out of these 18 have been granted leading to a grant rate of 69.23%.
Below are the key stats of Zest AI patent prosecution at the USPTO.

Which Law Firms are managing US Patents for Zest AI?
| Law Firm | Total Applications | Success Rate |
| Troutman Pepper Hamilton Sanders Llp | 28 | 100.00% |
| Teddy Flo Or Jay Budzik Zestfinance Inc (Inhouse IP Dept) | 5 | 100.00% |
| James F Goedken Syncids Llc | 4 | 50.00% |
| One Llp | 4 | 0.00% |
| Schox Pc | 2 | 0.00% |
What are Zest AI key innovation segments?
What Technologies are Covered by Zest AI?

The chart below distributes patents filed by Zest AI in different countries on the basis of the technology protected in patents. It also represents the markets where Zest AI thinks it’s important to protect particular technological inventions.

R&D Focus: How has Zest AI search focus changed over the years?

EXCLUSIVE INSIGHTS COMING SOON!
Interested in knowing about the areas of innovation that are being protected by Zest AI?